Your next chapter.
A clear Medicare starting point.

Before changing coverage, understand your enrollment timing and how your current benefits work with Medicare.

Three conversations to have early.

Enrollment timing

For many people, the initial enrollment window runs from three months before the month they turn 65 through three months after it. Your situation can affect what you need to do.

Current employer coverage

Ask the employer’s benefits administrator how the plan coordinates with Medicare. Employer size, active employment and the type of coverage matter.

A coverage approach

Understand Original Medicare, a possible Supplement and Part D, as well as the alternative of Medicare Advantage.

Still working or contributing to an HSA?

Do not assume that COBRA or retiree coverage gives you the same Medicare enrollment rights as coverage from current employment. Medicare enrollment also affects HSA contribution eligibility. Discuss timing with your benefits administrator and tax adviser before making changes.

Check official Medicare enrollment guidance

Steve can help you organize the coverage questions and understand the insurance choices for your transition.

Start with a conversation.

Tell Steve what you need help with. We’ll work through the next steps together.

Contact Steve