Dental & vision
Review networks, benefit limits, covered services and employee-paid options.
For employers
A benefits package
with your team in mind.
Group health is the foundation. The right conversation also considers your budget, employee needs and the practical work of managing benefits.
Start with group health.
Steve helps employers compare available group health options and understand how premiums, deductibles, networks and employee contributions fit together.
For businesses in Melville, Suffolk County and across Long Island, local provider access and a workable renewal strategy belong in the same discussion.
Questions worth asking
- Which doctors and hospitals are in the network?
- What will employees pay when they use care?
- How does the employer contribution fit the budget?
- What has changed since the last renewal?
Look at the whole package.
Life & disability
Discuss income protection and coverage for employees and their families, including how voluntary benefits fit.
HSA, HRA & FSA
Understand account structures, plan compatibility and the questions to coordinate with your tax and benefits administrators.
How Steve helps
A clear process, from review to renewal.
Understand your priorities
Start with your current benefits, budget and what your team needs.
Compare the choices
Review available coverage and costs, with the tradeoffs explained in plain language.
Prepare the next steps
Discuss enrollment, employee communication and questions for your plan administrator.
New York employers have specific questions.
State disability coverage, Paid Family Leave and federal health-plan obligations can affect your benefits program. Steve can help identify issues to discuss with your administrator and professional advisers. Requirements depend on your business and plan.
Browse employer guidanceNeed individual or family health coverage?
If group coverage is ending or an individual plan may be appropriate, start a conversation about your options and enrollment timing.
Individual health insuranceStart with a conversation.
Tell Steve what you need help with. We’ll work through the next steps together.
Contact Steve