Considering Medigap?
Understand how a Supplement works with Original Medicare, and the choices available in New York.
Explore Medicare SupplementMedicare guidance from LI Group Benefits
Make sense of Medicare.
One piece at a time.
Personal guidance with an emphasis on Original Medicare, Medicare Supplement (Medigap) and Part D prescription drug coverage.
Start where you are.
Reviewing Part D?
Look beyond the premium. Your prescriptions and pharmacy can affect your total costs.
Understand a Part D reviewAlready on Medicare?
Review changes to your coverage and consider what your next plan year may require.
Review existing coverageAn important coverage gap
Medicare does not cover long-term care.
Ongoing help with daily activities is different from Medicare’s limited coverage of eligible short-term skilled care. Steve’s CLTC designation brings long-term care planning into the conversation.
Understand the LTC gapHelpful Medicare & LTC reading.
Medicare Supplement
New York Medicare & Medigap information
Understand New York’s Medigap protections and find the state’s premium-comparison resources.
NY Department of Financial Services · Free external resource
Part D
How Medicare prescription drug coverage works
Learn the basics of Part D and where to review coverage options.
Medicare.gov · Free external resource
Long-term care
What Medicare does—and does not—cover for LTC
A clear explanation of the long-term care coverage gap.
Medicare.gov · Free external resource
What about Medicare Advantage?
Medicare Advantage is another way to receive Medicare benefits through a private plan. It has different costs, network rules and coverage considerations from Original Medicare with a Supplement. Special Needs Plans serve people who meet specific eligibility requirements.
Read a brief overviewStart with a conversation.
Tell Steve what you need help with. We’ll work through the next steps together.
Contact Steve