:root{--ink:#242829;--muted:#535f63;--brand:#14639a;--brand2:#104b75;--blue:#4bafff;--green:#79cc55;--accent:#eef7fd;--paper:#fff;--line:#d7e2e6;--dark:#242829;--max:1120px;--radius:12px}
*{box-sizing:border-box} html{scroll-behavior:smooth} body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--paper);line-height:1.6} a{color:inherit}.wrap{width:min(var(--max),calc(100% - 40px));margin:auto}.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}.nav-wrap{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:12px;text-decoration:none}.brand-mark{width:44px;height:44px;border-radius:10px;background:var(--brand);color:#fff;display:grid;place-items:center;font-weight:800}.brand strong,.brand small{display:block}.brand small{font-size:.76rem;color:var(--muted)}.site-nav{display:flex;gap:24px;align-items:center}.site-nav a{text-decoration:none;font-weight:650;font-size:.95rem}.nav-toggle{display:none}.button{display:inline-block;border:0;border-radius:999px;background:var(--brand);color:#fff!important;text-decoration:none;padding:13px 20px;font-weight:750;cursor:pointer}.button:hover{background:var(--brand2)}.button-small{padding:9px 15px}.button-ghost{background:transparent;border:1px solid var(--brand);color:var(--brand)!important}.hero{padding:88px 0 72px;background:linear-gradient(135deg,#f7fbfd 0%,#e9f4f7 100%)}.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:60px;align-items:center}.eyebrow{text-transform:uppercase;letter-spacing:.13em;font-weight:800;color:var(--brand);font-size:.78rem;margin:0 0 10px}.hero h1{font-size:clamp(2.5rem,5vw,4.7rem);line-height:1.04;letter-spacing:-.045em;margin:0 0 24px}.lead{font-size:1.18rem;color:var(--muted);max-width:760px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:28px 0 10px}.micro{font-size:.9rem;color:var(--muted)}.hero-card,.card,.checklist,.quote-card,.contact-form{border:1px solid var(--line);border-radius:var(--radius);background:#fff;padding:28px;box-shadow:0 12px 34px rgba(23,44,61,.07)}.hero-card h2{font-size:1.25rem;margin-top:0}.hero-card ul,.checklist ul{padding-left:20px}.hero-card li,.checklist li{margin:.55rem 0}.trust-strip{border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.trust-grid{display:grid;grid-template-columns:repeat(3,1fr)}.trust-grid div{padding:22px;border-right:1px solid var(--line)}.trust-grid div:last-child{border-right:0}.trust-grid strong,.trust-grid span{display:block}.trust-grid span{color:var(--muted);font-size:.9rem}.section{padding:82px 0}.section-alt{background:#f6f8fa}.section-dark{background:var(--dark);color:#fff}.section-dark .eyebrow{color:#8ed2e5}.section-dark .note{color:#c4d2db}.section h2{font-size:clamp(2rem,3.5vw,3.15rem);line-height:1.12;letter-spacing:-.03em;margin:.2rem 0 18px}.section-intro{max-width:760px;color:var(--muted);font-size:1.1rem}.cards{display:grid;gap:22px;margin-top:34px}.cards.three{grid-template-columns:repeat(3,1fr)}.stacked{margin-top:0}.card h3{margin-top:0}.card p{color:var(--muted)}.split{display:grid;grid-template-columns:1fr 1fr;gap:58px;align-items:center}.text-link{display:inline-block;margin-top:12px;color:var(--brand);font-weight:800;text-decoration:none}.quote-card{background:#17394e;border-color:#31546a;font-size:1.35rem}.contact-section{background:#f7fbfd}.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:58px;align-items:start}.contact-placeholders span{color:var(--muted)}.contact-form{display:grid;gap:16px}.contact-form label{display:grid;gap:7px;font-weight:700}.contact-form input,.contact-form select,.contact-form textarea{width:100%;font:inherit;padding:12px 13px;border:1px solid #bcc9d2;border-radius:10px;background:#fff}.consent{grid-template-columns:auto 1fr!important;align-items:start;font-weight:500!important;font-size:.88rem;color:var(--muted)}.consent input{width:auto;margin-top:5px}.hidden{display:none}.site-footer{background:#0b1b28;color:#d8e1e7;padding:48px 0}.footer-grid{display:grid;grid-template-columns:.35fr 1fr;gap:50px}.footer-legal{font-size:.8rem;color:#aebcc6}.footer-legal p{margin-top:0;margin-bottom:10px}
@media(max-width:820px){.nav-toggle{display:block;background:none;border:1px solid var(--line);border-radius:8px;padding:8px 10px}.site-nav{display:none;position:absolute;left:20px;right:20px;top:68px;flex-direction:column;align-items:stretch;padding:18px;background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:0 18px 40px rgba(0,0,0,.12)}.site-nav.open{display:flex}.hero{padding-top:60px}.hero-grid,.split,.contact-grid,.footer-grid{grid-template-columns:1fr;gap:32px}.cards.three{grid-template-columns:1fr}.trust-grid{grid-template-columns:1fr}.trust-grid div{border-right:0;border-bottom:1px solid var(--line)}.trust-grid div:last-child{border-bottom:0}.section{padding:60px 0}}

/* Brand refresh: original supplied logos; deeper shades for readable controls. */
.header-logo{display:block;width:224px;height:auto;max-width:100%}.brand{flex-shrink:0}.nav-wrap{min-height:142px;padding-block:8px}.brand-mark{display:none}.site-header{background:#fff;backdrop-filter:none}.site-nav{gap:20px}.site-nav a:not(.button):hover{color:var(--brand);text-decoration:underline;text-underline-offset:6px}
.hero{background:linear-gradient(115deg,#f0f8ff 0%,#fff 65%,#eff9e9 100%);padding:70px 0}.hero h1{font-size:clamp(2.4rem,4.7vw,4.1rem);line-height:1.1;letter-spacing:-.035em}.hero-grid{gap:42px;grid-template-columns:1.2fr .8fr}.eyebrow{font-size:.875rem}.hero-card{border-top:6px solid var(--green);box-shadow:0 15px 40px #2428290d}.hero-card li::marker,.checklist li::marker{color:#327027}.button{border-radius:7px;min-height:46px;font:inherit;font-weight:750}.button-ghost:hover{background:#e3f2ff;color:var(--brand2)!important}.trust-grid strong{color:#327027}.section-alt{background:#f3f9ef}.card{border-top:4px solid var(--blue);box-shadow:0 8px 24px #24282908}.card:nth-child(2){border-top-color:var(--green)}.checklist{border-left:5px solid var(--green)}.section-dark .eyebrow{color:#79cc55}.quote-card{background:#303b3f;border-color:#55666d;border-left:5px solid var(--blue)}.contact-section{background:#f1f7fa}.contact-form{border-top:5px solid var(--blue)}.contact-placeholders a{overflow-wrap:anywhere}.contact-form input,.contact-form select,.contact-form textarea{min-width:0;border-color:#71838b}.contact-form textarea{resize:vertical}.contact-form select{max-width:100%}.site-footer{background:#202526}.footer-legal{color:#c1ced1;font-size:.875rem}.text-link{text-decoration:underline;text-underline-offset:4px}.site-nav a{min-height:44px;display:flex;align-items:center}.nav-toggle{font:inherit;color:var(--ink);min-height:44px}.skip-link{position:fixed;top:8px;left:12px;transform:translateY(-200%);z-index:100;background:#fff;color:#104b75;padding:12px;border:2px solid #104b75}.skip-link:focus{transform:none}:focus-visible{outline:3px solid #14639a;outline-offset:4px}.section-dark :focus-visible,.site-footer :focus-visible{outline-color:#79cc55}section[id],main[id]{scroll-margin-top:165px}.hero-grid>*,.split>*,.contact-grid>*,.footer-grid>*{min-width:0}
@media(max-width:1000px){.site-nav{gap:12px}.header-logo{width:200px}.hero-grid{gap:28px}}
@media(max-width:900px){.nav-wrap{min-height:126px;flex-wrap:wrap;gap:8px}.header-logo{width:196px}.site-nav{position:static;display:flex;flex-basis:100%;flex-wrap:wrap;flex-direction:row;box-shadow:none;border:0;padding:6px 0 12px;background:#fff}.nav-toggle{display:none}.js .nav-toggle{display:block}.js .site-nav{display:none}.js .site-nav.open{display:flex}.hero-grid,.split,.contact-grid,.footer-grid{grid-template-columns:1fr;gap:30px}.cards.three{grid-template-columns:1fr}.hero{padding:45px 0}.section{padding:58px 0}section[id],main[id]{scroll-margin-top:145px}}
@media(max-width:480px){.wrap{width:calc(100% - 32px)}.header-logo{width:180px}.hero-card,.card,.checklist,.quote-card,.contact-form{padding:22px}.hero h1{font-size:2.35rem}.hero-actions{flex-direction:column;align-items:stretch}.hero-actions .button{text-align:center}.site-nav{gap:8px 16px}.contact-form{padding:18px}.section h2{font-size:2rem}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

/* Main benefits site and Medicare resource library. */
.path-link{display:flex;justify-content:space-between;gap:16px;padding:18px 0;border-bottom:1px solid var(--line);font-weight:650;text-decoration:none}.path-link:last-child{border-bottom:0}.path-link:hover{text-decoration:underline;color:var(--brand)}.site-nav [aria-current="page"]{text-decoration:underline;text-decoration-thickness:3px;text-underline-offset:7px}.subsite-bar{background:#edf5f9;border-bottom:1px solid var(--line);padding:14px 0;font-size:.9375rem}.subsite-bar nav{display:flex;flex-wrap:wrap;gap:12px 24px;margin-top:10px}.subsite-bar nav a{padding:7px 0;font-weight:650}.resource-callout{background:#eaf5e4;border-block:1px solid #cbdcbc;padding:28px 0}.resource-callout>.wrap{display:flex;align-items:center;justify-content:space-between;gap:24px}.resource-callout p{margin:5px 0 0}.resource-callout .button{flex-shrink:0}.resources-hero h1{max-width:850px}.carrier-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.carrier-card{display:flex;flex-direction:column}.carrier-card p{flex-grow:1}.resource-links{display:grid;gap:10px}.resource-links a{display:inline-block;color:var(--brand);font-weight:700;padding:8px 0;text-underline-offset:4px}.help-note{margin-top:30px;padding:22px 26px;border-left:4px solid var(--green);background:#f3f9ef}.help-note p{margin-bottom:0}.email-link{overflow-wrap:anywhere}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media(max-width:1000px){.nav-wrap{flex-wrap:wrap;gap:8px}.site-nav{position:static;flex-basis:100%;flex-wrap:wrap;flex-direction:row;padding:6px 0 12px;border:0;box-shadow:none}.js .nav-toggle{display:block}.js .site-nav{display:none}.js .site-nav.open{display:flex}.nav-wrap>.nav-toggle{margin-left:auto}}
@media(max-width:650px){.carrier-grid{grid-template-columns:1fr}.resource-callout>.wrap{flex-direction:column;align-items:flex-start}.resources-hero h1{font-size:2.6rem}.subsite-bar nav{gap:6px 18px}}

.ancillary-cards{margin-top:0}.ancillary-cards h2{font-size:2rem}.ancillary-cards .card{display:flex;flex-direction:column}.ancillary-cards .card>p:not(.eyebrow){flex:1}.site-nav{gap:14px}.site-nav a{font-size:.9rem}

/* Review-stage disclosure and contact form presentation */
.footer-legal,.disclosure,.ptc-disclosure{font-size:1rem;line-height:1.65}.disclosure{background:#fff;color:#242829;border-left:4px solid #14639a;padding:18px 22px;margin:22px 0}.review-banner{margin:0;background:#fff2ca;color:#493710;padding:12px 20px;font-size:1rem;text-align:center}.review-note{color:#664914;font-size:1rem}.contact-form fieldset{border:1px solid #71838b;border-radius:8px;min-width:0}.contact-form legend{font-weight:700}.contact-form fieldset .consent{margin:10px 0}.contact-form input[type=radio],.contact-form input[type=checkbox]{width:auto;min-width:20px;min-height:20px}.ptc-disclosure{border-top:1px solid #71838b;padding-top:12px}.uhc-name{color:#000}.contact-form button:disabled{opacity:.6;cursor:not-allowed}.subsite-bar p{font-size:1rem;margin-bottom:0}