:root{--ink:#20343c;--muted:#52646a;--blue:#174b68;--bright:#4eacfa;--green:#76ca54;--paper:#fff;--soft:#f0f5f7;--line:#d5e0e4;--radius:5px;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:var(--paper);font-size:16px}*{box-sizing:border-box}body{margin:0}a{color:var(--blue);text-underline-offset:.22em}a:hover{text-decoration-thickness:2px}button,input,select{font:inherit}button,a,input,select{-webkit-tap-highlight-color:transparent}button{cursor:pointer}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid #197da4;outline-offset:4px}p,li{font-size:1.0625rem;line-height:1.7}p{margin:0 0 1.1rem}h1,h2,h3{margin:0;color:var(--ink);text-wrap:balance}h1{font-size:clamp(2.6rem,4.9vw,4.6rem);letter-spacing:-.047em;line-height:1.08;font-weight:650;margin:.4rem 0 1.5rem}h1 em{font-style:normal;color:var(--blue)}h2{font-size:clamp(1.8rem,3vw,2.6rem);letter-spacing:-.03em;line-height:1.2;margin-bottom:1.8rem}h3{font-size:1.35rem;letter-spacing:-.015em;line-height:1.3;margin-bottom:.85rem}.wrap{max-width:1200px;margin:auto;padding:0 36px}.utility{background:var(--blue);color:#fff;padding:10px 0;font-size:.875rem}.utility .wrap{display:flex;justify-content:space-between;gap:20px}.utility a{color:#fff;text-decoration:none}.site-header{border-bottom:1px solid var(--line);background:#fff}.header-inner{display:flex;align-items:center;justify-content:space-between;gap:25px;padding-top:16px;padding-bottom:16px}.brand{display:block;flex-shrink:0}.brand img{display:block;width:208px;height:auto}.navigation{display:flex;flex-direction:column;align-items:flex-end;gap:23px}.audience{display:flex;gap:6px;font-size:.875rem}.audience a{padding:7px 12px;text-decoration:none;border-radius:3px;color:var(--muted)}.audience a[aria-current]{color:var(--blue);background:var(--soft);box-shadow:inset 0 -2px var(--green)}nav{display:flex;align-items:center;gap:24px}nav a{font-size:.9375rem;font-weight:600;text-decoration:none;white-space:nowrap}nav a[aria-current]{text-decoration:underline;text-decoration-color:#40901f;text-decoration-thickness:2px}.button{display:inline-flex;align-items:center;justify-content:center;padding:15px 22px;border:1px solid var(--blue);background:var(--blue);color:#fff;border-radius:var(--radius);font-weight:600;text-decoration:none;font-size:1rem;line-height:1.4;min-height:46px}.button:hover{background:#0d354c;color:#fff}.button.small{font-size:.9375rem;padding:11px 15px}.button.secondary{background:#fff;color:var(--blue)}.button.secondary:hover{background:var(--soft)}.hero{padding:68px 0 74px;border-bottom:1px solid var(--line);background:linear-gradient(110deg,#fff 55%,#edf5f8 100%)}.hero-grid{display:grid;grid-template-columns:minmax(0,1.6fr) minmax(280px,1fr);gap:74px;align-items:center}.hero-grid>div:only-child{grid-column:1/-1;max-width:880px}.eyebrow{text-transform:uppercase;font-size:.78rem;font-weight:700;letter-spacing:.12em;color:var(--blue);margin-bottom:18px;line-height:1.6}.lead{font-size:1.2rem;line-height:1.65;max-width:610px;color:var(--muted)}.actions{display:flex;align-items:center;gap:24px;flex-wrap:wrap;margin-top:28px}.text-link{display:inline-block;font-weight:600;line-height:1.5;padding:5px 0}.hero-panel{background:var(--blue);color:#fff;padding:34px;border-radius:var(--radius);border-top:6px solid var(--green)}.hero-panel h2{color:white;font-size:2.35rem;margin-bottom:24px}.hero-panel .eyebrow{color:#bde49f}.hero-panel a{color:#fff}.panel-rule{height:1px;background:#577e91;margin:24px 0}.hero-panel strong{font-size:.9375rem;font-weight:400;color:#cce0e8}.section{padding:68px 0}.soft{background:var(--soft)}.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}.card{border:1px solid var(--line);padding:28px;border-radius:var(--radius);display:flex;flex-direction:column;align-items:flex-start;background:#fff}.card p{color:var(--muted)}.card .text-link{margin-top:auto}.card-number{font-size:.875rem;color:var(--blue);font-weight:700;border-top:3px solid var(--green);padding-top:12px;min-width:40px;margin-bottom:26px}.resource-list{border-top:1px solid var(--line);margin-bottom:24px}.resource{display:flex;gap:32px;justify-content:space-between;align-items:center;padding:27px 0;border-bottom:1px solid var(--line)}.resource h3{margin-bottom:8px}.resource h3 a{text-decoration:none}.resource .eyebrow{font-size:.75rem;margin-bottom:8px}.resource p{margin-bottom:7px;max-width:840px}.source{color:var(--muted);font-size:.875rem}.resource-go{display:flex;align-items:center;justify-content:center;border:1px solid var(--line);width:46px;height:46px;flex-shrink:0;text-decoration:none;font-size:1.5rem;border-radius:50%}.split{display:grid;grid-template-columns:1fr 1fr;gap:56px}.cta-section{background:#e8f2f7;border-top:4px solid var(--green)}.cta-row{display:flex;justify-content:space-between;align-items:center;gap:40px}.cta-row p{max-width:740px;margin:0}.cta-row .button{flex-shrink:0}.prose{max-width:820px}.prose h3{margin-top:30px}.prose h3:first-child{margin-top:0}ul{padding-left:24px}li{margin-bottom:8px}.note{padding:28px;background:var(--soft);border-left:3px solid var(--bright)}.note p:last-child{margin-bottom:0}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:40px;padding-left:24px}.steps li{padding-left:10px}.steps li::marker{font-weight:700;color:var(--blue)}.coverage-piece{display:flex;gap:18px;padding:20px 0;border-top:1px solid #577e91}.coverage-piece b{font-size:.85rem;color:#bde49f;padding-top:5px}.coverage-piece h2{font-size:1.4rem;margin:0 0 6px}.coverage-piece p{font-size:.9375rem;color:#d6e5ec;margin:0}.medicare-panel{padding:30px}.contact-grid{display:grid;grid-template-columns:minmax(0,1.35fr) minmax(0,1fr);gap:72px}.contact-form{max-width:650px}.contact-form label{display:block;font-weight:600;margin-bottom:20px}.contact-form input:not([type=hidden]),.contact-form select{width:100%;display:block;padding:13px;border:1px solid #8399a3;border-radius:3px;margin-top:8px;min-height:48px;background:#fff;color:var(--ink)}.field-hint{font-size:.875rem;margin-top:-12px;color:var(--muted)}.form-notice{background:var(--soft);padding:18px;margin:24px 0}.form-notice p{font-size:.9375rem;margin:5px 0 0}.smallprint{font-size:.875rem;line-height:1.7;color:var(--muted)}.form-status{margin-top:15px;font-weight:600}.contact-aside{border-left:1px solid var(--line);padding-left:40px}.contact-aside h3{margin-top:24px}.contact-aside h3:first-child{margin-top:0}.contact-aside a,footer a{overflow-wrap:anywhere}address{font-style:normal;line-height:1.7}.disclosure{border-top:1px solid var(--line);padding:32px 0;background:#f4f6f7}.disclosure p{font-size:.9375rem;line-height:1.65;max-width:1100px}.disclosure p:last-child{margin-bottom:0}.disclosure .review-label{font-size:.875rem;font-weight:700;color:#80500b;background:#fff3db;display:inline-block;padding:8px 12px}footer{background:#20343c;color:#e1e9ec;padding:48px 0 22px}footer p{font-size:.9375rem}footer a{color:#e1e9ec}footer h2{font-size:1rem;color:#fff;letter-spacing:0;margin-bottom:18px}.footer-name{font-size:1.35rem;font-weight:700;color:#fff;margin-bottom:10px}.footer-grid{display:grid;grid-template-columns:1fr 1.2fr .8fr;gap:45px}.footer-grid>div:last-child>a{display:block;font-size:.9375rem;margin-bottom:12px}.footer-bottom{display:flex;justify-content:space-between;gap:20px;margin-top:36px;padding-top:22px;border-top:1px solid #46606b;font-size:.8rem}.privacy-settings{border:0;background:none;color:#e1e9ec;padding:0;font-size:.875rem;text-decoration:underline;text-underline-offset:3px}.consent{position:fixed;bottom:20px;left:20px;right:20px;max-width:740px;margin:auto;background:#fff;border:1px solid var(--line);box-shadow:0 8px 40px #152f3b33;padding:24px;border-radius:5px;z-index:10}.consent p{font-size:.9375rem}.consent>div{display:flex;gap:12px;flex-wrap:wrap}.skip{position:absolute;top:-100px;left:15px;z-index:20;background:#fff;padding:15px}.skip:focus{top:10px}.menu-toggle{border:1px solid var(--line);padding:10px 15px;background:#fff;color:var(--ink);border-radius:3px}.menu-toggle[hidden], [hidden]{display:none!important}section[id],div[id]{scroll-margin-top:25px}
@media(min-width:821px){.menu-toggle{display:none}}
@media(max-width:1050px){nav{gap:14px}.wrap{padding-left:26px;padding-right:26px}.brand img{width:175px}.hero-grid{gap:35px}.hero-panel{padding:25px}.hero-panel h2{font-size:2rem}.card{padding:22px}.header-inner{gap:16px}nav a{font-size:.875rem}}
@media(max-width:820px){.header-inner{align-items:flex-start}.navigation{gap:12px;flex:1}.menu-toggle:not([hidden]){display:block}nav{flex-wrap:wrap;justify-content:flex-end}body.js nav{display:none;flex-direction:column;align-items:stretch;width:100%}body.js nav.open{display:flex}nav a{padding:8px 10px}.hero{padding:45px 0}.hero-grid{grid-template-columns:1fr}.hero-panel{max-width:550px}.hero-panel h2 br{display:none}.cards{grid-template-columns:1fr}.card-number{margin-bottom:16px}.section{padding:46px 0}.split{gap:25px}.steps{grid-template-columns:1fr;gap:20px}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:last-child{grid-column:1/-1}.contact-grid{gap:32px;grid-template-columns:1fr 1fr}.contact-aside{padding-left:24px}.cta-row{align-items:flex-start;flex-direction:column;gap:20px}.footer-bottom{flex-direction:column;gap:8px}}
@media(max-width:560px){.wrap{padding-left:20px;padding-right:20px}.utility{font-size:.8rem}.utility-detail{display:none}.utility .wrap{gap:10px}.brand img{width:135px}.header-inner{padding-top:12px;padding-bottom:12px}.audience{gap:0;font-size:.78rem}.audience a{padding:6px}.navigation{gap:9px}h1{font-size:2.65rem}.hero h1 br{display:none}.hero h1 br::after{content:' '}.hero .lead{font-size:1.1rem}.split,.contact-grid,.footer-grid{grid-template-columns:1fr}.contact-aside{border-left:0;border-top:1px solid var(--line);padding:26px 0 0}.footer-grid{gap:28px}.resource{gap:16px}.resource-go{width:40px;height:40px}.hero-grid{gap:28px}.actions{gap:16px}.section h2{font-size:1.9rem}.consent{left:10px;right:10px;bottom:10px;padding:18px}.note{padding:22px}.utility a{white-space:nowrap}}
@media(prefers-reduced-motion:no-preference){a,button{transition:background-color .15s,color .15s}}
@media print{.utility,.navigation,.consent,.privacy-settings,.button,.form-status{display:none!important}.hero,.section{padding:20px 0}.hero-grid,.contact-grid,.cards{display:block}.card{break-inside:avoid}.site-header img{width:150px}footer{background:white;color:#20343c}footer a,footer h2{color:#20343c}}
